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Showing posts from October, 2021

Is Higher Education Worth the Price?

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  What is Higher Education? Higher education, also called secondary school, is defined as a voluntary study beyond high school. This usually includes a college, university, community college or technical school. There are different versions of college. There are online degrees, degrees you obtain by going to in person classes, part time classes, full time classes, or a mix between online and in person classes. Most programs average to 4 years, depending on the vocation however, some take 2 years or less. The important part is that it is catered to the individual.  How much does tuition cost? In the U.S the average cost to attend college is $35,720 per student per year.  The average of in state tuition is $9,580 while out of state tuition is $27,437. The cost of a private university is $53,949.  Annual Cost of College Public Institutions Cost of Tuition Additional Expenses* Cost of Attendance 4-Year In-State $9,580 $16,284 $25,864 4-Year Out-of-State $27,437 $16,284 $43,721 2-Year In-St

Financial Literacy

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 Financial Literacy Due to the recent economic state of the world, many people have turned to analyzing finances. The truth is that something as simple keeping a budget has proven to increase the chances of a person eventually reaching financial security. But what truly is financial literacy and what are some tips to reach financial security. What is Financial Literacy? The term financial literacy is defined as, " the ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being."  (200 8 Annual Report to the President ) Skills take time to learn and master. Therefore, financial literacy involves more than simply memorizing information. It involves a "long term vision and planning for the future"(PBS).  This includes basic information such as taxes, interest, loans, credit, budgets among many others. Financial literacy can range from very simple to very complex topics but if practiced constantly good results ar

Is Fast Food the New Tobacco?

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Is fast food the new tobacco? In recent years, public attention has shifted to a variety of issues, among them the obesity epidemic that currently exists in the U.S. According to the CDC, “From 1999 –2000 through 2017 –2018, US obesity prevalence increased from 30.5% to 42.4%.”  This is only accounting for adult obesity rates. The CDC adds, “The prevalence of obesity was 19.3% and affected about 14.4 million children and adolescents. Obesity prevalence was 13.4% among 2- to 5-year-olds, 20.3% among 6- to 11-year-olds, and 21.2% among 12- to 19-year-olds.” Due to these alarming statistics many have asked themselves, what can be done and whose responsibility is it to determine what foods can be consumed at school, the prices at the supermarket, or the healthy food vs fast food ratio of establishments in neighborhoods?  Numbers don’t lie  Obesity rates are correlated with conditions such as type 2 diabetes, certain types of cancer, heart disease, and stroke. Medication to manage these